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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,159 | $87,733-83.9% | $106,555-86.7% | $85,847-83.5% |
| Participation rate | 100.0% | 71.9%+28.1pp | 76.1%+23.9pp | 69.3%+30.7pp |
| Annual return | 22.83% | 21.86%+1.0pp | 26.80%-4.0pp | 318.61%-295.8pp |
| Employer contribution / active EE | $2,001 | $2,073-3.5% | $2,819-29.0% | $2,565-22.0% |
| Participant deferral / active EE | $5,645 | $3,469+62.7% | $4,399+28.3% | $3,952+42.8% |
| Admin fee / account holder | $710 | $6,767-89.5% | $7,408-90.4% | $6,261-88.7% |