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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,799 | $77,638-51.3% | $156,551-75.9% | $62,881-39.9% |
| Participation rate | 76.7% | 71.2%+5.5pp | 84.0%-7.3pp | 69.3%+7.4pp |
| Annual return | 2.51% | 50.33%-47.8pp | 32.23%-29.7pp | 20.14%-17.6pp |
| Employer contribution / active EE | $1,503 | $3,444-56.3% | $5,501-72.7% | $2,281-34.1% |
| Participant deferral / active EE | $2,024 | $3,046-33.6% | $4,871-58.5% | $3,203-36.8% |
| Admin fee / account holder | $25,138 | $5,561+352.0% | $13,028+93.0% | $4,296+485.2% |