Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,938 | $77,817+25.9% | $123,553-20.7% | $64,173+52.6% |
| Participation rate | 61.4% | 74.7%-13.3pp | 82.3%-20.9pp | 69.6%-8.2pp |
| Annual return | -5.78% | 12.49%-18.3pp | 119.21%-125.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,658 | $5,240-30.2% | $6,426-43.1% | $3,470+5.4% |
| Admin fee / account holder | $1,828 | $5,519-66.9% | $9,284-80.3% | $4,887-62.6% |