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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,260 | $56,544+26.0% | $75,501-5.6% | $70,126+1.6% |
| Participation rate | 50.0% | 68.1%-18.1pp | 72.4%-22.4pp | 69.5%-19.5pp |
| Annual return | 12.69% | 23.59%-10.9pp | 27.35%-14.7pp | 73.15%-60.5pp |
| Employer contribution / active EE | $0 | $1,817-100.0% | $2,352-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,419 | $2,580-45.0% | $3,142-54.9% | $3,332-57.4% |
| Admin fee / account holder | $1,605 | $3,827-58.1% | $5,801-72.3% | $4,645-65.4% |