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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,605 | $135,956-37.0% | $123,894-30.9% | $273,972-68.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.66% | 56.63%-49.0pp | 47.52%-39.9pp | 41.46%-33.8pp |
| Employer contribution / active EE | $1,373 | $5,170-73.5% | $4,617-70.3% | $4,869-71.8% |
| Participant deferral / active EE | $3,853 | $6,343-39.3% | $5,984-35.6% | $5,287-27.1% |
| Admin fee / account holder | $799 | $9,817-91.9% | $8,357-90.4% | $10,133-92.1% |