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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,449 | $52,279-68.5% | $89,435-81.6% | $79,856-79.4% |
| Participation rate | 80.0% | 57.5%+22.5pp | 68.0%+12.0pp | 69.6%+10.4pp |
| Annual return | -23.52% | 22.16%-45.7pp | 245.55%-269.1pp | 31.71%-55.2pp |
| Employer contribution / active EE | $3,624 | $1,572+130.6% | $2,587+40.1% | $2,471+46.6% |
| Participant deferral / active EE | $6,013 | $2,740+119.4% | $3,890+54.6% | $3,741+60.7% |
| Admin fee / account holder | $913 | $3,356-72.8% | $4,884-81.3% | $5,306-82.8% |