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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,335 | $106,247+111.1% | $96,515+132.4% | $139,466+60.9% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | 22.09% | 38.47%-16.4pp | 35.73%-13.6pp | 373.66%-351.6pp |
| Employer contribution / active EE | $18,238 | $4,106+344.2% | $3,740+387.7% | $4,754+283.6% |
| Participant deferral / active EE | $9,688 | $5,456+77.6% | $4,880+98.5% | $6,712+44.3% |
| Admin fee / account holder | $78,933 | $7,885+901.0% | $6,735+1071.9% | $11,409+591.9% |