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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,448 | $106,005-93.0% | $92,239-91.9% | $147,585-95.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 19.55% | 50.05%-30.5pp | 176.29%-156.7pp | 578.58%-559.0pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $7,755 | $4,478+73.2% | $3,897+99.0% | $5,439+42.6% |
| Admin fee / account holder | $1,719 | $6,333-72.9% | $5,194-66.9% | $10,886-84.2% |