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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,346 | $115,810-86.7% | $101,271-84.8% | $158,966-90.3% |
| Participation rate | 83.3% | 79.4%+4.0pp | 75.8%+7.5pp | 82.0%+1.4pp |
| Annual return | 25.01% | 56.15%-31.1pp | 46.48%-21.5pp | 302.95%-277.9pp |
| Employer contribution / active EE | $3,185 | $4,175-23.7% | $3,660-13.0% | $4,762-33.1% |
| Participant deferral / active EE | $4,025 | $4,958-18.8% | $4,371-7.9% | $5,983-32.7% |
| Admin fee / account holder | $1,304 | $7,248-82.0% | $5,948-78.1% | $11,250-88.4% |