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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,395 | $83,485+14.3% | $125,192-23.8% | $72,975+30.7% |
| Participation rate | 93.0% | 73.3%+19.7pp | 79.8%+13.2pp | 69.5%+23.5pp |
| Annual return | 21.45% | 25.77%-4.3pp | 43.79%-22.3pp | 81.01%-59.6pp |
| Employer contribution / active EE | $3,978 | $2,346+69.6% | $3,866+2.9% | $2,440+63.0% |
| Participant deferral / active EE | $5,002 | $3,586+39.5% | $4,937+1.3% | $3,608+38.6% |
| Admin fee / account holder | $3,554 | $5,518-35.6% | $9,704-63.4% | $5,124-30.6% |