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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,891 | $101,795+43.3% | $165,100-11.6% | $80,959+80.2% |
| Participation rate | 95.8% | 71.8%+24.0pp | 78.6%+17.2pp | 67.7%+28.2pp |
| Annual return | 12.92% | 16.73%-3.8pp | 70.21%-57.3pp | 35.67%-22.8pp |
| Employer contribution / active EE | $4,343 | $2,954+47.0% | $4,348-0.1% | $2,757+57.5% |
| Participant deferral / active EE | $7,185 | $4,476+60.5% | $6,035+19.1% | $4,300+67.1% |
| Admin fee / account holder | $10,624 | $8,221+29.2% | $12,696-16.3% | $6,925+53.4% |