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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,344 | $99,009-23.9% | $86,581-13.0% | $147,585-48.9% |
| Participation rate | 91.7% | 76.3%+15.3pp | 73.5%+18.1pp | 82.8%+8.8pp |
| Annual return | 11.69% | 1312.70%-1301.0pp | 965.06%-953.4pp | 578.58%-566.9pp |
| Employer contribution / active EE | $2,822 | $3,132-9.9% | $2,840-0.6% | $4,876-42.1% |
| Participant deferral / active EE | $1,562 | $3,972-60.7% | $3,609-56.7% | $5,439-71.3% |
| Admin fee / account holder | $9,164 | $5,709+60.5% | $4,904+86.9% | $10,886-15.8% |