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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,185 | $144,130-37.4% | $117,860-23.5% | $147,585-38.9% |
| Participation rate | 87.5% | 83.4%+4.1pp | 79.7%+7.8pp | 82.8%+4.7pp |
| Annual return | 20.30% | 531.20%-510.9pp | 335.10%-314.8pp | 578.58%-558.3pp |
| Employer contribution / active EE | $2,755 | $4,897-43.7% | $3,786-27.2% | $4,876-43.5% |
| Participant deferral / active EE | $7,690 | $5,316+44.6% | $4,482+71.6% | $5,439+41.4% |
| Admin fee / account holder | $3,348 | $10,887-69.2% | $8,021-58.3% | $10,886-69.2% |