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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,495 | $95,188-90.0% | $76,518-87.6% | $135,380-93.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -20.26% | 4.85%-25.1pp | -0.27%-20.0pp | 519.81%-540.1pp |
| Employer contribution / active EE | $2,495 | $3,303-24.4% | $2,647-5.7% | $4,779-47.8% |
| Participant deferral / active EE | $4,365 | $4,640-5.9% | $3,836+13.8% | $5,609-22.2% |
| Admin fee / account holder | $744 | $6,249-88.1% | $4,849-84.7% | $10,828-93.1% |