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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,746 | $157,304+10.5% | $141,197+23.1% | $152,909+13.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.98% | 64.34%-41.4pp | 71.41%-48.4pp | 345.46%-322.5pp |
| Employer contribution / active EE | $10,874 | $5,263+106.6% | $4,736+129.6% | $4,764+128.2% |
| Participant deferral / active EE | $6,479 | $7,111-8.9% | $6,710-3.5% | $5,851+10.7% |
| Admin fee / account holder | $11,141 | $12,126-8.1% | $10,265+8.5% | $11,601-4.0% |