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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,551 | $91,179-22.6% | $178,499-60.5% | $79,852-11.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 8.66% | 24.19%-15.5pp | 151.10%-142.4pp | 31.72%-23.1pp |
| Employer contribution / active EE | $4,290 | $3,256+31.8% | $5,011-14.4% | $2,471+73.6% |
| Participant deferral / active EE | $2,676 | $3,236-17.3% | $5,202-48.6% | $3,740-28.5% |
| Admin fee / account holder | $717 | $6,749-89.4% | $13,986-94.9% | $5,306-86.5% |