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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,573 | $77,638+25.7% | $156,551-37.7% | $62,881+55.2% |
| Participation rate | 98.6% | 71.2%+27.4pp | 84.0%+14.6pp | 69.3%+29.3pp |
| Annual return | 5.47% | 50.33%-44.9pp | 32.23%-26.8pp | 20.14%-14.7pp |
| Employer contribution / active EE | $4,966 | $3,444+44.2% | $5,501-9.7% | $2,281+117.7% |
| Participant deferral / active EE | $3,623 | $3,046+19.0% | $4,871-25.6% | $3,203+13.1% |
| Admin fee / account holder | $1,425 | $5,561-74.4% | $13,028-89.1% | $4,296-66.8% |