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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,308 | $78,690+399.8% | $161,489+143.6% | $87,485+349.6% |
| Participation rate | 95.3% | 67.5%+27.8pp | 78.7%+16.6pp | 68.9%+26.4pp |
| Annual return | 17.41% | 32.74%-15.3pp | 89.72%-72.3pp | 26.06%-8.7pp |
| Employer contribution / active EE | $15,218 | $2,588+488.0% | $4,268+256.5% | $2,596+486.1% |
| Participant deferral / active EE | $23,271 | $3,311+602.9% | $5,630+313.3% | $4,274+444.5% |
| Admin fee / account holder | $7,958 | $6,724+18.4% | $16,006-50.3% | $7,775+2.4% |