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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,611 | $181,896-54.0% | $156,551-46.6% | $273,972-69.5% |
| Participation rate | 52.4% | 88.4%-36.0pp | 84.0%-31.6pp | 83.0%-30.6pp |
| Annual return | 9.16% | 30.74%-21.6pp | 32.23%-23.1pp | 41.46%-32.3pp |
| Employer contribution / active EE | $1,689 | $6,248-73.0% | $5,501-69.3% | $4,869-65.3% |
| Participant deferral / active EE | $4,156 | $5,550-25.1% | $4,871-14.7% | $5,287-21.4% |
| Admin fee / account holder | $2,139 | $15,560-86.3% | $13,028-83.6% | $10,133-78.9% |