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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,417 | $183,516-54.0% | $155,534-45.7% | $145,884-42.1% |
| Participation rate | 78.9% | 82.7%-3.8pp | 78.2%+0.7pp | 80.3%-1.4pp |
| Annual return | 10.83% | 61.43%-50.6pp | 64.92%-54.1pp | 551.85%-541.0pp |
| Employer contribution / active EE | $2,465 | $5,315-53.6% | $4,675-47.3% | $4,662-47.1% |
| Participant deferral / active EE | $7,561 | $6,467+16.9% | $5,630+34.3% | $6,690+13.0% |
| Admin fee / account holder | $10,279 | $19,293-46.7% | $15,900-35.3% | $13,392-23.2% |