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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,384 | $85,766+46.2% | $136,297-8.0% | $70,124+78.8% |
| Participation rate | 84.9% | 74.2%+10.8pp | 81.9%+3.0pp | 69.5%+15.4pp |
| Annual return | 16.93% | 31.45%-14.5pp | 5156.19%-5139.3pp | 73.14%-56.2pp |
| Employer contribution / active EE | $5,615 | $2,966+89.3% | $4,696+19.6% | $2,342+139.7% |
| Participant deferral / active EE | $4,688 | $5,051-7.2% | $6,247-25.0% | $3,332+40.7% |
| Admin fee / account holder | $821 | $5,420-84.9% | $9,244-91.1% | $4,645-82.3% |