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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,681 | $102,429+42.2% | $147,096-1.0% | $80,925+80.0% |
| Participation rate | 94.4% | 75.9%+18.6pp | 82.2%+12.3pp | 67.7%+26.8pp |
| Annual return | 16.44% | 135.02%-118.6pp | 419.75%-403.3pp | 35.65%-19.2pp |
| Employer contribution / active EE | $9,113 | $3,716+145.3% | $4,936+84.6% | $2,756+230.6% |
| Participant deferral / active EE | $7,647 | $6,649+15.0% | $8,071-5.3% | $4,299+77.9% |
| Admin fee / account holder | $35,461 | $7,957+345.7% | $13,005+172.7% | $6,940+411.0% |