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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $732,846 | $209,422+249.9% | $178,503+310.6% | $158,982+361.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 4.23% | 188.81%-184.6pp | 151.12%-146.9pp | 302.99%-298.8pp |
| Employer contribution / active EE | $12,551 | $5,707+119.9% | $5,011+150.5% | $4,763+163.5% |
| Participant deferral / active EE | $12,343 | $5,955+107.3% | $5,202+137.3% | $5,983+106.3% |
| Admin fee / account holder | $14,088 | $17,079-17.5% | $13,987+0.7% | $11,252+25.2% |