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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,357 | $165,939-45.5% | $122,354-26.2% | $147,586-38.8% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 15.50% | 34.56%-19.1pp | 30.28%-14.8pp | 578.59%-563.1pp |
| Employer contribution / active EE | $2,179 | $5,754-62.1% | $4,051-46.2% | $4,876-55.3% |
| Participant deferral / active EE | $7,571 | $4,005+89.0% | $3,287+130.3% | $5,439+39.2% |
| Admin fee / account holder | $49,869 | $7,425+571.7% | $5,479+810.2% | $10,886+358.1% |