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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,454 | $73,988-23.7% | $96,538-41.5% | $75,177-24.9% |
| Participation rate | 49.3% | 66.4%-17.2pp | 74.3%-25.1pp | 67.2%-18.0pp |
| Annual return | 22.55% | 26.73%-4.2pp | 35.74%-13.2pp | 160.75%-138.2pp |
| Employer contribution / active EE | $1,848 | $2,930-36.9% | $3,740-50.6% | $2,671-30.8% |
| Participant deferral / active EE | $3,750 | $3,660+2.5% | $4,880-23.2% | $4,126-9.1% |
| Admin fee / account holder | $1,126 | $5,220-78.4% | $6,737-83.3% | $5,651-80.1% |