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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,731 | $99,079-44.8% | $78,002-29.8% | $273,972-80.0% |
| Participation rate | 56.3% | 78.6%-22.3pp | 75.5%-19.3pp | 83.0%-26.8pp |
| Annual return | 6.86% | 217.93%-211.1pp | 425.99%-419.1pp | 41.46%-34.6pp |
| Employer contribution / active EE | $0 | $3,308-100.0% | $2,470-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,525 | $4,306-64.6% | $3,497-56.4% | $5,287-71.2% |
| Admin fee / account holder | $5,134 | $8,954-42.7% | $5,481-6.3% | $10,133-49.3% |