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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,804 | $72,273-87.8% | $101,275-91.3% | $79,856-89.0% |
| Participation rate | 68.0% | 68.5%-0.5pp | 75.8%-7.8pp | 69.6%-1.6pp |
| Annual return | 81.40% | 22.30%+59.1pp | 46.48%+34.9pp | 31.71%+49.7pp |
| Employer contribution / active EE | $1,765 | $2,691-34.4% | $3,660-51.8% | $2,471-28.6% |
| Participant deferral / active EE | $3,321 | $3,282+1.2% | $4,371-24.0% | $3,741-11.2% |
| Admin fee / account holder | $179 | $4,401-95.9% | $5,948-97.0% | $5,306-96.6% |