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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,390 | $81,504-65.2% | $102,437-72.3% | $80,959-64.9% |
| Participation rate | 74.4% | 66.9%+7.5pp | 74.5%-0.1pp | 67.7%+6.7pp |
| Annual return | 15.83% | 25.60%-9.8pp | 24.95%-9.1pp | 35.67%-19.8pp |
| Employer contribution / active EE | $1,924 | $3,104-38.0% | $3,871-50.3% | $2,757-30.2% |
| Participant deferral / active EE | $3,299 | $3,871-14.8% | $5,060-34.8% | $4,300-23.3% |
| Admin fee / account holder | $860 | $6,719-87.2% | $8,388-89.7% | $6,925-87.6% |