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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,253 | $88,672-61.4% | $105,223-67.4% | $82,448-58.5% |
| Participation rate | 74.2% | 67.9%+6.3pp | 75.0%-0.9pp | 68.1%+6.1pp |
| Annual return | 19.84% | 30.86%-11.0pp | 180.65%-160.8pp | 41.64%-21.8pp |
| Employer contribution / active EE | $1,777 | $3,048-41.7% | $3,689-51.8% | $2,551-30.3% |
| Participant deferral / active EE | $3,344 | $4,036-17.1% | $5,072-34.1% | $4,139-19.2% |
| Admin fee / account holder | $1,669 | $7,146-76.6% | $8,859-81.2% | $7,234-76.9% |