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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,719 | $202,342-3.3% | $172,753+13.3% | $152,909+28.0% |
| Participation rate | 62.5% | 87.1%-24.6pp | 82.6%-20.1pp | 82.5%-20.0pp |
| Annual return | 19.03% | 1029.88%-1010.8pp | 803.00%-784.0pp | 345.46%-326.4pp |
| Employer contribution / active EE | $2,694 | $5,857-54.0% | $5,144-47.6% | $4,764-43.5% |
| Participant deferral / active EE | $3,425 | $5,948-42.4% | $5,198-34.1% | $5,851-41.5% |
| Admin fee / account holder | $3,030 | $17,112-82.3% | $13,956-78.3% | $11,601-73.9% |