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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,826 | $107,363-41.5% | $92,909-32.4% | $152,897-58.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 19.81% | 145.63%-125.8pp | 109.44%-89.6pp | 345.43%-325.6pp |
| Employer contribution / active EE | $7,125 | $4,222+68.8% | $3,653+95.0% | $4,764+49.6% |
| Participant deferral / active EE | $4,961 | $4,848+2.3% | $4,238+17.1% | $5,851-15.2% |
| Admin fee / account holder | $2,063 | $7,082-70.9% | $5,795-64.4% | $11,599-82.2% |