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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,831 | $181,896+236.9% | $156,551+291.5% | $273,972+123.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.78% | 30.74%-23.0pp | 32.23%-24.5pp | 41.46%-33.7pp |
| Employer contribution / active EE | $38,537 | $6,248+516.8% | $5,501+600.5% | $4,869+691.5% |
| Participant deferral / active EE | $23,746 | $5,550+327.9% | $4,871+387.5% | $5,287+349.1% |
| Admin fee / account holder | $4,644 | $15,560-70.2% | $13,028-64.4% | $10,133-54.2% |