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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,118 | $215,361-79.0% | $171,082-73.6% | $273,972-83.5% |
| Participation rate | 76.9% | 82.0%-5.1pp | 76.7%+0.2pp | 83.0%-6.1pp |
| Annual return | 5.37% | 25.14%-19.8pp | 32.56%-27.2pp | 41.46%-36.1pp |
| Employer contribution / active EE | $2,902 | $4,967-41.6% | $4,002-27.5% | $4,869-40.4% |
| Participant deferral / active EE | $4,711 | $5,543-15.0% | $4,797-1.8% | $5,287-10.9% |
| Admin fee / account holder | $5,084 | $10,846-53.1% | $8,520-40.3% | $10,133-49.8% |