Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,059 | $61,660+33.1% | $80,022+2.5% | $64,173+27.9% |
| Participation rate | 46.6% | 71.7%-25.1pp | 75.8%-29.3pp | 69.6%-23.0pp |
| Annual return | -7.85% | -0.33%-7.5pp | 11.22%-19.1pp | 7.63%-15.5pp |
| Employer contribution / active EE | $1,149 | $1,810-36.5% | $2,468-53.4% | $2,381-51.7% |
| Participant deferral / active EE | $1,522 | $2,968-48.7% | $3,686-58.7% | $3,470-56.1% |
| Admin fee / account holder | $830 | $5,417-84.7% | $6,521-87.3% | $4,887-83.0% |