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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,317 | $181,896-17.4% | $156,551-4.0% | $273,972-45.1% |
| Participation rate | 77.8% | 88.4%-10.6pp | 84.0%-6.2pp | 83.0%-5.2pp |
| Annual return | 0.84% | 30.74%-29.9pp | 32.23%-31.4pp | 41.46%-40.6pp |
| Employer contribution / active EE | $10,454 | $6,248+67.3% | $5,501+90.0% | $4,869+114.7% |
| Participant deferral / active EE | $5,230 | $5,550-5.8% | $4,871+7.4% | $5,287-1.1% |
| Admin fee / account holder | $156,126 | $15,560+903.4% | $13,028+1098.4% | $10,133+1440.8% |