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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,139 | $41,377-48.9% | $109,313-80.7% | $62,881-66.4% |
| Participation rate | 100.0% | 57.5%+42.5pp | 71.3%+28.7pp | 69.3%+30.7pp |
| Annual return | 26.19% | 11.05%+15.1pp | 22.07%+4.1pp | 20.14%+6.0pp |
| Employer contribution / active EE | $1,147 | $1,276-10.1% | $3,892-70.5% | $2,281-49.7% |
| Participant deferral / active EE | $1,881 | $2,045-8.0% | $3,166-40.6% | $3,203-41.3% |
| Admin fee / account holder | $555 | $2,884-80.8% | $5,666-90.2% | $4,296-87.1% |