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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,504 | $91,179-64.4% | $178,499-81.8% | $79,852-59.3% |
| Participation rate | 32.1% | 69.2%-37.1pp | 81.9%-49.8pp | 69.6%-37.5pp |
| Annual return | 13.07% | 24.19%-11.1pp | 151.10%-138.0pp | 31.72%-18.6pp |
| Employer contribution / active EE | $430 | $3,256-86.8% | $5,011-91.4% | $2,471-82.6% |
| Participant deferral / active EE | $1,141 | $3,236-64.7% | $5,202-78.1% | $3,740-69.5% |
| Admin fee / account holder | $6,828 | $6,749+1.2% | $13,986-51.2% | $5,306+28.7% |