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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,850 | $198,462-72.9% | $170,439-68.4% | $147,585-63.5% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 3.03% | 257.30%-254.3pp | 205.94%-202.9pp | 578.58%-575.6pp |
| Employer contribution / active EE | $701 | $6,184-88.7% | $5,433-87.1% | $4,876-85.6% |
| Participant deferral / active EE | $2,260 | $5,629-59.9% | $4,939-54.2% | $5,439-58.4% |
| Admin fee / account holder | $6,415 | $16,852-61.9% | $13,881-53.8% | $10,886-41.1% |