See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $21,240 |
Filed as: MERRILL LYNCH Service code 17 · EIN 13-5674085 | Pension Consulting | $14,696 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,426 | $55,636+48.2% | $81,983+0.5% | $73,488+12.2% |
| Participation rate | 50.4% | 62.3%-11.9pp | 69.2%-18.8pp | 70.7%-20.3pp |
| Annual return | 12.61% | 19.07%-6.5pp | 41.31%-28.7pp | 28.51%-15.9pp |
| Employer contribution / active EE | $541 | $1,625-66.7% | $2,498-78.4% | $2,270-76.2% |
| Participant deferral / active EE | $2,166 | $2,762-21.6% | $3,722-41.8% | $3,740-42.1% |
| Admin fee / account holder | $467 | $493-5.3% | $5,664-91.8% | $513-9.0% |