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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,512 | $82,674+210.3% | $125,381+104.6% | $68,486+274.5% |
| Participation rate | 88.6% | 75.1%+13.6pp | 82.4%+6.3pp | 67.9%+20.7pp |
| Annual return | -12.65% | -5.97%-6.7pp | 572.31%-585.0pp | -7.85%-4.8pp |
| Employer contribution / active EE | $6,674 | $3,382+97.3% | $4,815+38.6% | $2,597+157.0% |
| Participant deferral / active EE | $14,002 | $6,111+129.1% | $7,448+88.0% | $4,028+247.6% |
| Admin fee / account holder | $5,375 | $6,277-14.4% | $10,007-46.3% | $5,404-0.5% |