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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,047 | $102,422+224.2% | $147,117+125.7% | $80,959+310.1% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.1pp | 67.7%+25.7pp |
| Annual return | 13.42% | 135.16%-121.7pp | 420.54%-407.1pp | 35.67%-22.3pp |
| Employer contribution / active EE | $7,325 | $3,717+97.1% | $4,932+48.5% | $2,757+165.7% |
| Participant deferral / active EE | $15,543 | $6,652+133.7% | $8,065+92.7% | $4,300+261.4% |
| Admin fee / account holder | $12,484 | $7,953+57.0% | $12,993-3.9% | $6,925+80.3% |