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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,538 | $73,848+114.7% | $143,799+10.3% | $68,486+131.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -19.50% | 0.91%-20.4pp | -0.04%-19.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $14,530 | $3,184+356.3% | $4,952+193.4% | $2,597+459.6% |
| Participant deferral / active EE | $6,419 | $3,385+89.7% | $5,638+13.8% | $4,028+59.4% |
| Admin fee / account holder | $30,336 | $5,755+427.1% | $14,677+106.7% | $5,404+461.4% |