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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,931 | $67,606-48.3% | $82,313-57.6% | $70,124-50.2% |
| Participation rate | 53.2% | 72.8%-19.6pp | 76.9%-23.7pp | 69.5%-16.3pp |
| Annual return | 22.06% | 21.57%+0.5pp | 25.88%-3.8pp | 73.14%-51.1pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $1,557 | $2,987-47.9% | $3,706-58.0% | $3,332-53.3% |
| Admin fee / account holder | $117 | $4,512-97.4% | $5,608-97.9% | $4,645-97.5% |