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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,890 | $166,131+11.9% | $164,975+12.7% | $145,877+27.4% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 8.43% | 100.37%-91.9pp | 70.12%-61.7pp | 551.28%-542.8pp |
| Employer contribution / active EE | $3,444 | $5,276-34.7% | $4,343-20.7% | $4,663-26.1% |
| Participant deferral / active EE | $12,484 | $6,962+79.3% | $6,033+106.9% | $6,691+86.6% |
| Admin fee / account holder | $12,615 | $16,648-24.2% | $12,688-0.6% | $13,402-5.9% |