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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,966 | $167,362-61.8% | $143,799-55.5% | $134,532-52.5% |
| Participation rate | 57.1% | 84.8%-27.7pp | 80.3%-23.2pp | 81.2%-24.1pp |
| Annual return | -16.18% | 0.47%-16.7pp | -0.04%-16.1pp | 418.27%-434.4pp |
| Employer contribution / active EE | $6,473 | $5,620+15.2% | $4,952+30.7% | $4,741+36.5% |
| Participant deferral / active EE | $2,790 | $6,447-56.7% | $5,638-50.5% | $6,401-56.4% |
| Admin fee / account holder | $19,961 | $18,094+10.3% | $14,677+36.0% | $11,429+74.7% |