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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,986 | $89,367-0.4% | $141,191-37.0% | $72,975+21.9% |
| Participation rate | 96.8% | 75.1%+21.6pp | 82.5%+14.3pp | 69.5%+27.3pp |
| Annual return | 1.75% | 111.87%-110.1pp | 71.41%-69.7pp | 81.01%-79.3pp |
| Employer contribution / active EE | $3,036 | $3,115-2.5% | $4,736-35.9% | $2,440+24.4% |
| Participant deferral / active EE | $8,540 | $5,419+57.6% | $6,710+27.3% | $3,608+136.7% |
| Admin fee / account holder | $3,455 | $5,957-42.0% | $10,264-66.3% | $5,124-32.6% |