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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,753 | $63,346+63.8% | $92,240+12.5% | $70,126+48.0% |
| Participation rate | 82.8% | 68.7%+14.1pp | 76.5%+6.3pp | 69.5%+13.2pp |
| Annual return | 11.43% | 530.19%-518.8pp | 176.29%-164.9pp | 73.15%-61.7pp |
| Employer contribution / active EE | $1,356 | $2,471-45.1% | $3,680-63.2% | $2,343-42.1% |
| Participant deferral / active EE | $4,275 | $2,854+49.8% | $3,897+9.7% | $3,332+28.3% |
| Admin fee / account holder | $1,706 | $3,841-55.6% | $5,194-67.2% | $4,645-63.3% |