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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,184 | $93,598+72.2% | $135,974+18.5% | $75,173+114.4% |
| Participation rate | 80.0% | 75.2%+4.8pp | 81.9%-1.9pp | 67.2%+12.8pp |
| Annual return | 13.00% | 30.89%-17.9pp | 68.30%-55.3pp | 160.72%-147.7pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $8,629 | $6,405+34.7% | $7,760+11.2% | $4,126+109.1% |
| Admin fee / account holder | $24,307 | $6,978+248.4% | $10,767+125.8% | $5,651+330.2% |