Filed April 23, 2021 (most recent of 3 filings on file)
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $63,690 |
NBT BANCORP NA6 years Filed as: NBT BANK, N.A. Service code 27 · EIN 16-1268674 | Advisory (Plan) | $20,646 |
MATRIX TRUST COMPANY3 years Filed as: MATRIX SETTLEMENT & CLEARANCE SVS Service code 49 · EIN 20-1591048 | Other Services | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,314 | $129,227-30.1% | $184,260-51.0% | $77,736+16.2% |
| Participation rate | 98.5% | 87.4%+11.1pp | 86.8%+11.6pp | 70.6%+27.9pp |
| Annual return | 20.24% | 33.24%-13.0pp | 28.84%-8.6pp | 31.26%-11.0pp |
| Employer contribution / active EE | $2,501 | $4,412-43.3% | $6,427-61.1% | $2,728-8.3% |
| Participant deferral / active EE | $4,862 | $7,307-33.5% | $9,133-46.8% | $4,651+4.6% |
| Admin fee / account holder | $173 | $256-32.4% | $13,898-98.8% | $433-60.1% |