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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,681 | $84,236+309.2% | $170,435+102.2% | $70,126+391.5% |
| Participation rate | 85.5% | 70.8%+14.7pp | 83.6%+1.9pp | 69.5%+16.0pp |
| Annual return | 32.99% | 23.06%+9.9pp | 205.94%-172.9pp | 73.15%-40.2pp |
| Employer contribution / active EE | $12,833 | $3,387+278.9% | $5,432+136.2% | $2,343+447.8% |
| Participant deferral / active EE | $2,417 | $3,086-21.7% | $4,939-51.1% | $3,332-27.5% |
| Admin fee / account holder | $47,943 | $5,698+741.4% | $13,881+245.4% | $4,645+932.0% |