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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $797,539 | $183,592+334.4% | $155,574+412.6% | $145,877+446.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.87% | 61.37%-54.5pp | 64.87%-58.0pp | 551.28%-544.4pp |
| Employer contribution / active EE | $30,667 | $5,317+476.8% | $4,676+555.9% | $4,663+557.7% |
| Participant deferral / active EE | $17,833 | $6,466+175.8% | $5,629+216.8% | $6,691+166.5% |
| Admin fee / account holder | $2,198,253 | $19,316+11280.5% | $15,914+13713.1% | $13,402+16302.2% |